WEYSURE
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Escrow for online deals in Nigeria

The money waits until both sides keep their word.

WEYSURE is an escrow service for online deals in Nigeria. The buyer pays into a WEYSURE wallet, WEYSURE holds the money while the seller delivers, and it is released to the seller only when the buyer confirms receipt. If the two disagree, a person on the support team reviews the evidence and decides.

Open account How it works
Example deal, not a real transactioniPhone 13 Pro, 256GBChiamaka O. buying from Emeka N.
Held by WEYSURE
₦150,000Buyer paid ₦153,000 incl. 2% fee
  1. Deal agreedItem, price and terms set
    10:42
  2. Paid into escrow₦153,000 locked by WEYSURE
    10:51
  3. Seller deliversEmeka N. marks it as delivered
  4. Buyer confirms receiptChiamaka O. checks the phone
  5. Released to seller₦150,000 credited to the wallet
Seller view: money is secured, safe to ship.

Why do good deals fall apart? Nobody wants to go first.

More and more trade happens between strangers on Instagram, WhatsApp, Jiji, X and small business websites. Every one of those deals starts with the same stand-off.

If the buyer pays first

“I paid and they disappeared.”

The buyer sends ₦150,000 for a phone. The seller stops answering. The money is gone.

If the seller ships first

“I delivered and they never paid.”

The seller ships on a promise. The buyer says it never arrived. The goods are gone.

With WEYSURE in the middle

Neither side has to trust the other.

The seller knows the money is real and already paid. The buyer knows it only moves after delivery.

How it works

How does escrow work? Four steps from agreed to paid.

See the full walkthrough
  • 01

    Agree the deal

    Either side sets up the deal with the item, price, delivery method and terms.

  • 02

    Buyer pays into escrow

    The price plus the 2% fee leave the buyer's wallet and are held. Neither side can touch them.

  • 03

    Seller delivers

    The seller sees the money is secured, ships the item and marks it as delivered.

  • 04

    Buyer confirms, seller is paid

    The buyer checks the item and taps Confirm receipt. The price lands in the seller's wallet straight away.

Something went wrong? Either side can raise a dispute. The money stays frozen until a person on the WEYSURE support team reviews the evidence and decides.

How disputes work →
Two ways to use WEYSURE

For a one-off deal, or built into your checkout.

For buyers and sellers

Person-to-person escrow

Sign up on WEYSURE and start a deal with anyone who has an account. Top up by card, pay from your wallet, and withdraw to your own bank.

Good for
Phones, laptops, cars, furniture, freelance work, tickets
Fee
2% paid by the buyer
Card top-up
Paystack charge, paid by the buyer
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For businesses and platforms

WEYSURE at your checkout

Your customer pays a WEYSURE payment link by card. The money is held while you deliver, then you release it to yourself or refund the customer.

Example checkout, order #2207
Order total
₦420,000
Buyer protection, 2%
₦8,400
Business receives on release
₦420,000 less payout fee
Read the integration guide
Pricing

What does WEYSURE cost? One fee, shown before anyone pays.

No subscription, no setup cost. The buyer pays the escrow fee, plus the Paystack card charge when topping up. The seller pays a flat ₦50 processing fee and the bank's transfer fee only when withdrawing.

  • 2%of the deal, paid by the buyer (minimum ₦100)
  • ₦1,625Paystack card charge on a ₦100,000 top-up, paid by the buyer
  • ₦50per withdrawal, plus the bank's transfer fee
  • ₦3Mlargest single deal once your identity is verified (standard limit)
Work out your fee
Trust & Safety

Is my money safe? Verified people, locked money, a person decides.

New users start with small limits and unlock more as they verify. Money only leaves to a bank account in your own name.

How we keep deals safe
  • Checked in proportion to the moneyVerify your phone first, then your identity with Dojah: your BVN and a selfie. Each step raises your limits.
  • Payouts only to your own nameWEYSURE compares the account holder's name from Paystack with yours before any withdrawal. A mismatch is refused.
  • Disputes settled by peopleBoth sides add private evidence. The support team decides: refund, release or a percentage split.
For developers

Buyer protection in a few lines of code.

Test keys never move real money. Payment links per order, webhooks for every event, and release, refund, split or hold from your own system.

Explore the APIOpen account
Webhook receivedexample
{
  "event": "escrow.payment_successful",
  "reference": "order_2207",
  "amount": 420000,
  "currency": "NGN",
  "status": "funded"
}

Example payload, trimmed. See the developer docs for the live schema.

Your next deal with a stranger doesn't have to be a gamble.

Open an account in minutes. Verify as you grow.

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